What happens when combining transactions?
Users must not combine credits, as beneficiaries are unable to identify these transactions.
If a customer has two or more accounts or policies etc, the user may combine debit items into a single transaction provided:
The Customer agrees to the combining of transactions in the mandate given
The combined value must not exceed the relevant item limits set
In the case of premium collections, ceded policies may be combined with other policies, provided the combined entry still indicates the cession by means of an asterisk (*).
The references used must reflect as per the mandate.